Fix and Flip

Loan programs customized for your needs:

Bridge
– Fix & Flip
– New Construction
– Subdivision/Infill
– Rental Hold

Funding options range from under $100,000 to over $5 million. We tailor our offerings based on your needs.

Bridge loans

Fast financing for acquisitions and recapitalization loans for finished projects

  • For initial purchase until entitlement (up to 75% LTV)
  • For refinance after cash purchase until entitlement (up to 75% LTV)
  • For recapitalization of the finished product up to 75% LTV
  • No construction during the life of the loan

Fix & flip loans

Rapid renovation capital for single-family, multifamily, and multi-unit projects

  • Acquisition or refinance loans bundled with construction holdback < 50% of the loan amount
  • Loan amounts up to 90% LTC
  • 6 – 12-month terms

New construction loans

Ground-up development for single-family, multifamily and multi-unit projects

  • Project funding at the initial stage or mid-construction
  • Major renovations or brand new construction with holdbacks ≥ 50% of the loan amount
  • Loan amounts from 90% LTC
  • 6 – 24-month terms

Subdivision/Infill loans

Ground-up construction financing for homebuilders

  • Vertical ground-up construction with leverage up to 85% LTC with an interest reserve
  • Revolving credit line support for vertical construction
  • Recapitalization loans on completed homes up to 75% LTV (70% cap for cash out)
  • 6 – 24-month terms

Rental Hold Loans

Capital for lease-up and stabilized 1-4 units and multifamily (5+ unit) buildings

  • 1-4 units and multifamily (5+ unit) buildings
  • Purchase or refinance
  • Fully prepayable
  • Initial term 12 months (extendable out to 24 months)

Our Loan Program is perfect for the professional investor looking to grow their portfolio of single-family rental properties

Rental Features

The full 30-year term, no balloons

  • Streamlined qualification process emphasizing property

Level Cash Flow

  • No tax returns required
  • Up to 75% LTV for Refinances and 80% LTV for Purchases
  • Only 30-day ownership seasoning means you can grow your portfolio faster
  • Simple haggle-free pricing you can depend on
  • Protect your identity and other assets by borrowing in a corporate entity